TCPA COMPLIANCE BULLETIN.
OCMBancorp is committed to customer satisfaction and full compliance with all state and federal regulations. It has been, and still is, OCMBancorp's express policy not to solicit business in violation of the Telephone Consumer Protection Act ("TCPA"). OCMBancorp does not advertise or solicit business by using "junk fax" or cold calling. OCMBancorp also does not knowingly accept referrals or leads from any marketing firms who utilize junk fax or cold calling. OCMBancorp's contracts with its marketing firms require that any referrals or leads not be the result of any violation of the TCPA, nor the use of voice, fax or e-mail spamming.
OCMBancorp is committed to full compliance with the TCPA, and is actively working with its marketing firms to ensure that no violations occur.

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License/Registration/Exemption: Arizona Mortgage Banker License #BKBR 0113676; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act #4130724 and Department of Real Estate #01317091; Colorado – responsible individual R. Aziz #100020906; Florida Lender #ML0701227; Georgia Residential Mortgage License #20571; Hawaii–foreign lender exemption; Illinois Residential Mortgage License #MB6759942 by the Illinois Department of Financial and Professional Regulation – Division of Banking, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois 60603, (312) 793-3000; Indiana Division of Financial Institutions - 10909 Louisiana RML#2750-0; Maine License #SLM8939; Maryland Mortgage Lender; Massachusetts Mortgage Lender and Broker License #4633; New Mexico Registered Mortgage Loan Company; North Carolina Mortgage Lender #L138667; Oklahoma Supervised Lender; Oregon Mortgage Lender; Tennessee Registered Mortgage Lender; Texas Registration #70715; Utah Mortgage Lender; Virginia State Corporation Commission License #MC3790; and Washington Consumer Loan License #520CL43958. OCM Bancorp, Inc. is an Equal Housing Lender.

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HVCC

OCMBC Statement of Adherence to the Code:
In December 2008 the Federal Housing Finance Agency approved the Home Valuation Code of Conduct (HVCC) to be implemented May 1, 2009. The code modifies Fannie Mae and Freddie Mac seller-servicer guidelines to improve the reliability of home appraisals and to restore appraiser independence. The aim of the code is to assure that all parties involved in the mortgage market will receive fair and independent property valuations. OCM Bancorp, Inc. is committed to 100% compliance with the HVCC and will not permit any interaction with the appraiser.

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Gramm Leach Bliley Privacy Policy Act of 2000

1. OUR PLEDGE TO YOU
OCM Bancorp, Inc., one of our top priorities is making sure that the information we have about you is protected and secure. We value our relationship with you and work hard to preserve your privacy and ensure that your preferences are honored. At the same time, the very nature of our relationship may result in us collecting or sharing certain types of information about you. We explain how we use customer information in this privacy policy statement. We invite you to state your choices in the Customer Preferences section. We will honor your
selection.

2. INFORMATION WE COLLECT
We collect information:

you give to us on applications, surveys, registration forms, etc.

3. HOW WE SHARE INFORMATION
We do not share information that we have about you with anyone except in response to subpoenas or for other legal reasons.
The law permits us to share information about our current and former customers with government agencies or authorized third parties under certain circumstances. For example, we may be required to share such information in response to subpoenas or to comply with certain laws.

4. HOW WE PROTECT INFORMATION
We strive to protect your data and safeguard it from those not authorized to see it.

5. FORMER CUSTOMERS
We do not share information about our former customers with anyone except in response to subpoenas or for other legal reasons.
We do not share information about our former customers with companies outside our organization for them to contact you for their own marketing purposes.

6. CUSTOMER PREFERENCES
We honor your choices for sharing data as checked below. Please fill-out this form and return it to us at:
OCM Bancorp, Inc.,
2700 N. Main Street, Ste. 1200
Santa Ana, CA 92705

[] Please do not share information about me with companies outside your organization. By law, this doesn't include companies that are performing services on our behalf or our financial marketing partners.
[] Please do not share my credit history with members of your corporate family.
For joint accounts:

We will honor your preferences, and will automatically apply those same choices to the other account holder(s).
Name:__________________________________________________________

Address:________________________________________________________

City:_______________________________State:______Zip_______________
Account/Policy
No(s):______________________________________________

In addition, you may share with us your preferences by calling us toll-free at:
(800) 760-1833 or by e-mailing us at: corp@OCMBancorp.com.

Click Here to Download the Gramm Leach Bliley Privacy Policy Form.